How It Works

Need Cash Fast?

CashBack Pawn & Title offers you a quick, convenient and confidential way to borrow money. A short term cash need can be met with no credit check or legal consequences if the loan is not repaid. You will a percentage of the value the broker believes the collateral would bring in a possible sale.

Visit one of our two locations and bring in most any item of value, we will give you an instant cash loan on that item. All you need to do is fill out some quick paperwork, show ID and your on your way in minutes!.

How Does It Work?

The pawn loan process varies based on the loan collateral offered. For example, on jewelry we weigh the item, determine the gold content (for example, 14K vs. 10K), and evaluate any gemstones or diamonds based on cut, clarity, color, and carat weight. Our sophisticated computer program takes out the guesswork and lets us make reliable estimates of the worth of your item, enabling us to offer you the highest amount of loan for the item.

On manufactured goods (non-jewelry such as like electronics, tools, musical instruments), we rely on our search tool to determine the loan collateral’s value and then we loan a percentage of its retail value. On auto titles, we note specific details such as vehicle model, mileage, model year, condition, etc., and we then refer to external sources to ascertain the value.

Required Paperwork

For all transactions other than Title Pawns:

  • Driver’s license or
  • Government issued ID

On vehicle Title Pawns:

  • Driver’s license or
  • Government I.D.

and

  • Proof of residence (such as a utility bill)
  • Personal references
  • Check stub to verify employment

Protection Against Stolen Goods

Strict I.D. requirements at the point of pawn (such as driver’s license, facial photos, and fingerprints where required) help prevent stolen merchandise from being pawned. The information on every pawn ticket is submitted to local police each day. If an item is reported stolen, the police will attempt to match the item with their computer listing in order to recover the item for the theft victim. Less than 1/2 of one percent of our loans have been pawned illegally. We have many safeguards in place to prevent our stores from loaning on, or buying stolen merchandise. We prosecute any thefts we experience.